Supporting New Farmers
We understand agriculture and are uniquely able to help the young, beginning, small, minority, and veteran farmers in our area. ArborOne understands the challenges involved in beginning a new farm operation, transferring an existing operation, or expanding into new commodities or territories.
If you qualify as a young, beginning, small, minority, or veteran farmer, ArborOne Farm Credit is ready to help you. Share your information in our contact form, and our loan officers will be glad to review your situation and give you expert advice on the financial programs that may work best for you.
We work closely with many government and farm organizations, including the FSA Guarantee Program to assist YBSMV farmers and offer educational opportunities to assist with financial planning.
Are You a YBSMV Farmer?
- A young farmer is one who is 35 years of age or younger.
- A beginning farmer is one who has 10 or fewer years of farming, ranching, or aquatic agriculture experience.
- A small farmer is one who generates less than $350,000 in gross cash farm income.
- A minority farmer is one who is American Indian or Alaskan Native, Asian, Black or African American, Native Hawaiian or other Pacific Islander, a person whose ethnicity is Hispanic or Latino, regardless of race, and women. Minority borrowers must own at least 51 percent of the operation.
- Definition of veteran farmer or rancher: a person who served in the United States Army, Navy, Marine Corps, Air Force, and Coast Guard, including the reserve components thereof, and who was discharged or released under conditions other than dishonorable. For a legal entity or joint operation to be considered a veteran farmer or rancher entity, the majority owner should meet the definition above. (USDA)