A fixture in South Carolina for nearly a century, ArborOne provides loans to farmers for land, equipment and operating needs.
ArborOne's relationship managers are available to meet you on your property, review your goals, and advise you about the right farm or land loan for your situation. Many of our relationship managers are farmers themselves, were raised in this area, and have been helping other South Carolina farmers for years with their financing.
We have fixed, adjustable, and variable rate farm loans and land loans for full-time and part-time farming operations.
ArborOne offers a full range of financial solutions for farm loans. In addition to the right lending package for your farm loan, we also have crop insurance to protect your investment and peace of mind.
Types of Loans
- Farmland, home, & equipment
- Farm improvement loans
- Specialty farm loans
What's the difference between a fixed-rate and an ARM?
ARM stands for Adjustable Rate Mortgage. This means that the interest rate on the loan, like a South Carolina home mortgage, for instance, can be adjusted for a disclosed period of time.
All ARMs should clearly denote the initial interest rate, the adjustment period, the index rate, and interest rate caps. An ARM may mean smaller payments at first, but borrowers run the risk of higher payments once the adjustments are complete.
A fixed-rate mortgage, on the other hand, means that the interest rate doesn’t change. Payments are the same over the entire repayment schedule. Your rate is, in essence, “locked-in” so long as you do not refinance.
Ready to discuss applying for a farm loan? Reach out to the relationship manager who serves your county.